Easy, convenient home service financing.

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Need some breathing room to manage your budget? 

Joist can make your dream projects more affordable.

Who is offering the financing?  

Joist has partnered with Acorn Finance, a marketplace of lenders that connects customers to lenders, to explore fast, easy, home improvement loan options.

What loan sizes are offered?  

Personal Loans are available from $1,000 to $100,000.

What is the loan interest rate and term length?  

Interest rates and terms depend completely on your profile, loan dollar amount, and term. Loans are available with APRs as low as 4.99% APR. 

How long does it take for the loan to be issued?  

Loan approvals can be made within minutes. Once your approved for a loan, you should expect to receive the funding within 1-2 business days.

Will Joist Homeowner Financing impact my credit score? 

Your credit score is not impacted when checking your financing rates.

Home service financing | Katy, Cinco Ranch, Houston